Do I Need to Have Home Insurance When You Rent a Property?

If you do not own the property, the property owner must have homeowners insurance. However, you may want to have renter’s insurance to cover your belongings.

If you own the property, then you must have homeowners insurance. Your renter may want to have renters insurance.

Currently, there is no law in Texas stating that you have to purchase renters insurance. However, many apartments and rental properties require that you have renters insurance to rent from them.

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