Blog

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What is The Difference Between Collision And Comprehensive Coverage For My Car?

What is The Difference Between Collision And Comprehensive Coverage For My Car? Collision coverage applies when the vehicle is in motion. If you are driving and hit something, it will fall under this designation. Comprehensive coverage applies if something happens to your vehicle while you are not driving. For example, if a hailstorm damaged your car/truck, you would be covered under comprehensive. Read more
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May I Can The Amount of Coverage on My Personal Belongings?

May I Can The Amount of Coverage on My Personal Belongings? Yes! Based on a review of the value of the personal belongings you have, it may make sense to either reduce or increase the amount of personal property coverage you have on your policy. Also, it may make sense to add either endorsements or floaters to increase the coverage on personal items like jewelry for example. Read more
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Do I Have an Adequate Amount of Dwelling Coverage on My Policy?

Do I Have an Adequate Amount of Dwelling Coverage on My Policy? To answer this question, you should estimate the reconstruction cost of your dwelling. First you will need to determine the value of the land on which the dwelling is constructed. Subtract that amount from the estimated sale price of the property. It is important to never over or under insure your dwelling. Read more